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An Expert’s Take on the Rate Environment

Interviewing an expert on navigating this changing housing market.

Do you have any questions about the rate environment we are currently have? Most of us do! That is why I sat down with Michael Swenson from St. Croix Home Loans to get his expert take on what is happening and what we should be doing. 

You can listen to the entire interview by watching the video above, or you can use these timestamps to direct you to specific questions I asked throughout the interview. 

0:00 — Intro 

0:36 — What is your advice for someone looking to purchase a home now?

2:50 — What happens to purchasing power and affordability when rates increase? 

3:52 — What should people be aware of if it’s been a while since they got pre-approved? 

4:50 — Are there any options for people if rates decrease after their purchase?

5:39 — Wrapping up 

If you have any mortgage-related questions, give Michael Swenson and St. Croix Home Loans a call, or if you have any real estate questions reach out to us at the Holz Group through call or email! We look forward to hearing from you.

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