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Below Market Interest Rates Are Available!

Here’s how buyers can lower their monthly payments with a buydown.

How can you lower your interest rate and monthly payment? It may be hard to believe, but there’s actually an easy solution: an interest rate buydown. How does this program work? 

First, there are a few types of buydowns. Some are for the entire life of the loan, while 2-1 buydowns only affect the first couple of years of a loan. Whichever option you choose, a buydown is essentially an upfront fee you pay to lower your interest rate and monthly payment. 

Due to our changing market environment, you might be able to negotiate with your seller to have them pay for your interest rate buydown. This way, you get the home you want at an affordable monthly payment, while sellers get to keep their sales prices. 

If you’re interested in learning more about buydowns, please call or email us. We are always willing to help!

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